BUY NOW, PAY OVER TIME
What you see is what you pay:
How to pay at your own pace with Affirm:
Fill your cart
Shop away and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.
Choose how to pay
Select the payment schedule that works for you, then confirm your loan. Affirm will never charge more than you see up front.
Make easy monthly payments
Download the Affirm app or sign in at affirm.com. Affirm will send you email and text reminders so you never miss a payment.
Will Affirm Affect my credit score?
Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.
Does Affirm charge interest and fees?
Affirm doesn't charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.
What does it mean to prequalify?
When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase.